Virtual Terminal

A virtual terminal is a web-based application used for processing payments in real-time from any device with internet access, including a desktop computer, laptop, and even smart phones like iPhone®, iPad®, iPod Touch®, and Android®.

With the proper merchant account and a simple log in, the virtual terminal solution from MSG Payment Systems enables you to perform all of the functions of physical credit card terminal and more.

  • Process all major credit cards, signature debit cards, and ACH/E-check transactions
  • Process mail order/telephone order (MOTO) sales
  • Schedule recurring, deferred, or installment billing
  • Refund money to a customer credit card account
  • Consolidate reporting across multiple locations
  • Check the status of a particular transaction
  • Transfer payments to and from your bank account
  • Securely store credit card and bank account numbers in a PCI compliant environment
  • Add a USB card reader for card-swipe convenience and rates
Automated Recurring Payments

The automated recurring payment module of our virtual terminal is a convenient and easy-to-use tool for submitting and managing recurring, or subscription-based transactions.

  • Improved Billing Efficiency – Once a recurring or subscription-based payment has been set up, no additional labor is required through the life of the payment. Trial periods and pricing can also be customized.
  • Improve Security – Eliminates the need to store sensitive data on computer systems, reducing the risk of compromised customer information.
  • Enhance Loyalty – Provide customers with a flexible, no-hassle billing plan using either a credit card or ACH transaction.
  • Reduce Costs – Automated recurring payments eliminate many of the costs associated with manual billing, with no additional per transaction fee. In addition, e-mail notifications of upcoming credit card and/or subscription expirations can be sent to effectively manage your recurring or subscription payments.