Embedded Payments Shouldn’t Feel Like a Silo — How Strategic ISO Partners Drive Growth
Introduction Embedded payments are no longer optional for software providers. If your platform doesn’t allow merchants to accept payments inside the workflow, you risk falling behind competitors. But here’s the reality: technical integration is only the first step. What truly drives growth for ISVs is business enablement. Far too often, payments are integrated but underutilized. […]
Why More Platforms Are Choosing ISO Partnerships Over PayFac Models in 2025
Not long ago, the PayFac model seemed like the gold standard for platforms entering embedded payments. Acting as the payment facilitator meant speed to market, tighter control over merchant accounts, and the potential for increased revenue. But by 2025, the realities of the model have set in. Rising regulatory scrutiny, growing operational costs, and heightened […]
ISV Partners: Boost Revenue with Integrated Payments
Why ISV Partners Are Unlocking New Growth Independent Software Vendors (ISV partners) are playing a bigger role than ever in shaping how merchants manage transactions. In today’s digital-first economy, merchants expect more than just reliable software. They expect seamless, embedded payment experiences that make transactions effortless and secure. For ISV partners, this shift represents a […]
Is Surcharging Right for Your Platform? A Guide for ISVs
Rising credit card processing fees are putting pressure on merchants across every industry. For Independent Software Vendors (ISVs), this presents both a challenge and an opportunity: can your platform support merchants in offsetting costs without hurting customer experience? That’s where surcharging comes in. But can businesses charge a credit card surcharge legally and effectively? The […]
Surcharge Fees: How to Implement Without Losing Customers
Disclaimer: The information provided in this article is for general educational purposes only and does not represent all rules, regulations, or card brand requirements related to surcharging. Payment regulations may vary by state and are subject to change at any time. Merchants should consult with their own legal counsel and merchant processor before implementing any […]
Network Tokenization for ISVs and Merchants
Security is more important than ever in the digital payment landscape. For ISVs and merchants, balancing secure transactions with efficiency and a seamless user experience is a top priority. This is where network tokenization comes in. What Is Network Tokenization? Network tokenization is a security method in which sensitive payment information is replaced by a […]
Understanding Virtual Credit Cards: What Merchants Need to Know
The digital payments landscape keeps marching forward, fast. Over the past few years, virtual card volume has quietly exploded as finance teams, e-commerce brands, and even neighborhood service shops search for a payment tool that blends instant funding with bank-grade security. Analysts now project these card transactions will top six trillion dollars annually between 2020 […]
Fleet Card Acceptance for Propane Merchants
Introduction: Why It Matters Propane merchants who ignore specialized payment programs could be leaving money on the table. A fleet card lets commercial drivers pay for gas and other services with the same ease they swipe for diesel at a truck stop. Bring that capability to your business and suddenly delivery vans, service trucks, and […]
Credit Card Surcharge: A Guide for Merchants and ISVs
Introduction: Why Surcharging Is Gaining Attention Swipe, dip, tap—every time a customer pay(s) by credit card, the bill for processing fees comes to you. Those pennies-on-the-dollar add up fast, and recent card-network hikes have only raised the tab. Instead of blanket price increases, many businesses are exploring a credit card surcharge, a small, transparent additional fee […]
ISV Guide to Split Funding for Merchants
Introduction Merchants today need faster, easier access to capital to keep their businesses running and growing. Managing cash flow can be challenging, especially when businesses face fluctuating revenue and rising expenses. As a result, many business owners are exploring more flexible funding methods that align with their daily operations. One such solution is split funding. […]
