FastFunds by MSG Payment Systems
Get paid near instantly — even on weekends and holidays
Skip the ACH wait. Get your money over the Visa network.
Traditional credit card funding follows the ACH settlement cycle — one to three business days, no weekends, no holidays. FastFunds uses Visa Direct push-to-card to deliver your funds almost immediately, every day of the year.
1
Batch closes as normal
Accept payments as usual and choose when to get paid. Request a payout on demand throughout the day or settle your transactions with your normal end-of-day batch.
2
Visa Direct push initiated
Funds sent via Visa Direct – Deposit is sent directly to your linked business debit card using Visa Direct, bypassing the traditional ACH waiting period.
3
Funds post in minutes
The transaction posts to your debit card account within minutes. Visa Direct runs continuously — weekends and federal holidays included.
4
Funds are immediately spendable
Pay a supplier, restock inventory, cover payroll, or transfer to your operating account. No waiting for a bank to open.
Everything you need for instant funding
Unmatched Versatility
Credit card batch settlements delivered via Visa Direct — typically within minutes of batch close.
7 days a week, holidays included
Your Saturday sales hit Saturday, not the following Tuesday. Even federal holidays.
Single linked debit card
Receive your funds on eligible Visa Debit, Mastercard Debit, and prepaid debit cards.
Standard MSG processing
FastFunds layers on top of your existing processing account. No separate merchant account required.
Detailed funding reporting
Settlement timing per batch inside the MSG merchant portal for cleaner reconciliation.
US-based support
The same MSG team that handles the rest of your account — for any funding questions or eligibility changes.
What's powering FastFunds
Funding rail
Visa Direct push-to-card transactions, settled over VisaNet
Settlement timing
Near instant from batch close, 7 days a week, 365 days a year (including federal holidays)
Supported destinations
Eligible Visa Debit, Mastercard Debit, and prepaid debit cards from US-issued accounts
Uptime
FastFunds availability follows VisaNet uptime, which historically exceeds 99.999%
Reporting
Each disbursement shows up in the MSG merchant portal with a unique settlement reference and Visa Direct timestamp
How three industries actually use FastFunds
Turn today's sales into tomorrow's deliveries
Propane is a thin-margin, capacity-constrained business, and winter is when 60% of annual revenue happens in a few months. When the temperature drops Friday afternoon and your Saturday delivery schedule fills up, your bobtail needs propane Sunday morning — not Tuesday after the bank deposit clears.
Friday’s card sales are spendable Friday night, so Monday’s bulk-supply order is funded from this weekend’s revenue, not last week’s.
High-ticket transactions, immediate liquidity
A $15,000 engagement-ring sale at 6:30 PM Friday is currently working capital you can’t touch until Tuesday. With FastFunds, that same sale is spendable Friday evening — in time to wire a deposit on a custom diamond Saturday morning.
Instant access to high-ticket-sale funds is a direct competitive lever during peak buying season.
A feature your sales team can sell
If you’re an ISV building a vertical-software platform, your merchants’ cash-flow timing is a feature of your product. FastFunds gives your sales team a concrete differentiator: “Our integrated payments gets your business paid almost instantly.”
A closing-line for deals, a retention argument against churn, and a reason for existing merchants to expand into your payment offering.
Talk to MSG about FastFunds for your industry — 28 years of payment expertise.
